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While the initial outlook for buy-to-let investments in Bolton might seem daunting due to recent legislative and fiscal changes, the underlying market dynamics suggest a different narrative.

Spooky season is upon us. It's all pumpkin-spiced lattes and woolly jumpers, and TV is filled with re-runs of classic horror movies. But a haunted house is haunted all year round, isn't it? Would you live in a haunted house?

The latest increase in stamp duty – raising the surcharge from 3% to 5% for buy-to-let properties – feels like yet another layer of financial burden.