It may feel far too early to think about Christmas, but moving home takes longer than many sellers expect. Starting in July can make the journey calmer and more controlled.

The rental market is still growing, but the way properties are managed has changed. August is a useful time for landlords to review tenancies, rent processes and record-keeping.

If moving is starting to feel more realistic, September is a useful time to prepare. Understanding your budget, priorities and local property search now could make things much easier when the right home appears.

Are you spending your time growing your portfolio, or simply running it? In this week's article, Katie explores the difference between being a landlord and being a property investor, and why shifting your focus from day-to-day management to long-term strategy could transform both your returns and your lifestyle.