Protect Your Rental Income and take back control of your investment
At Harrisons Lettings and Management we wanted to make our landlords aware of our Rent Protection & Legal Expenses cover, which many landlords are now choosing as their preferred management option.
The policy gives landlords peace of mind by protecting rental income and covering legal costs, while still allowing them to retain greater control over their property management.
What the Policy Covers
Rental payments covered until vacant possession, or up to 15 months
If a tenant stops paying rent, the policy steps in and covers those rental payments until vacant possession is achieved, or for up to 15 months. Rather than facing months of financial uncertainty while a tenancy dispute is resolved, you can be confident that your rental income continues to be protected throughout the process.
Up to 3 months additional rent payments following vacant possession
Once vacant possession has been achieved, the policy can provide up to a further 3 months of rent payments where applicable. This helps to cover the period between a tenant leaving and a new tenancy beginning, reducing the financial pressure of a void period at what is already a stressful time.
Legal expenses cover up to £100,000 for eviction and possession proceedings
Taking legal action to recover a property can be an expensive process. The policy provides up to £100,000 in legal expenses cover for eviction and possession proceedings, meaning you have the legal support you need without having to fund it out of your own pocket.
Cover for rent arrears, unauthorised occupants, and tenancy breaches
The protection goes beyond straightforward non-payment of rent. The policy also covers situations involving unauthorised occupants and tenancy breaches, giving you a comprehensive level of protection across a range of scenarios that landlords can face during a tenancy.
Claims continue even if tenants challenge proceedings
If a tenant decides to challenge possession proceedings, your claim does not simply stop. Cover continues throughout the process, meaning you are not left in a difficult position at the point when you most need support.
12-month policy term with continued cover if tenants change
The policy runs for a full 12 months and cover is maintained even if your tenants change during that period. You do not need to worry about gaps in your protection if a new tenancy begins partway through the policy term.
Why Now?
With the Renters Reform changes introduced on 1st May 2026, many landlords are reviewing how they protect both their rental income and their legal position. Rent Guarantee cover provides additional reassurance during this period of legislative change, giving landlords confidence that both their income and their legal costs are protected if a tenancy becomes difficult.
If this is something you are interested in, please speak to the team in branch today. We would be happy to discuss the options available and explain exactly how the cover could work for your property.
