We've all been there. You apply for a credit card or a loan, and they start to process the application. Your heart rate rises just a touch. And then, after what feels like an age, the application passes. Or it doesn't.

Summer is a wonderful time to sell your home. A peak of activity in every estate agent's calendar. Whatever the reasons, the summer property market always heats up (sorry, terrible pun!) and the number of sales increases. So, what should you do if you plan a big summer getaway and also want to sell your home?

We spend lots of our time outdoors during Summer, so when staging a home for sale during the warmer months, it's time to let your outside space sing.

If you've been searching for property recently, you may have noticed the property listings now have to note the tenure. Here we will explain the different tenures and what they mean to a buyer and property owner.

• 335 of the 1,154 properties on the market in the Bolton area have had a price reduction in the last 3 months. • The average reduction has been 6.7% of the original asking price. • This is great news for Bolton home buyers and Bolton buy-to-let landlords, strangely Bolton house sellers as well.

• The Bolton property market is on the verge of a ‘tipping point’. • The rate of house price growth has started to ease with a reduction in the number of properties that will sell in Bolton in the coming 12 to 18 months. • Yet, rising interest rates and the cost-of-living issues won't knock everybody out of the property market

Well, what a Jubilee weekend that was! Celebrating the 70 glorious years of our Queen. Looking back at the housing market during this time, what has changed since 1952, especially regarding Bolton property? What did a mortgage cost a typical Bolton homeowner then and, was it cheaper to buy a house then than today?