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Even though house prices have more than tripled in the Country (quadrupled in London), it is still cheaper today to buy a house as a first-time buyer than in 1989 or 2007. This is good news as the Bank of England are changing the rules for mortgage affordability for first time buyers in August.

With Bolton homeowner’s mortgages at an all-time high, could the record levels of mortgages that Bolton people take out cause another property crash like they did in 2008/9? In this article I look at how Bolton people have been buying their houses and how exposed the Bolton property market is to rising interest rates. The findings will surprise you

We've all been there. You apply for a credit card or a loan, and they start to process the application. Your heart rate rises just a touch. And then, after what feels like an age, the application passes. Or it doesn't.

Summer is a wonderful time to sell your home. A peak of activity in every estate agent's calendar. Whatever the reasons, the summer property market always heats up (sorry, terrible pun!) and the number of sales increases. So, what should you do if you plan a big summer getaway and also want to sell your home?